Insurance plans are for a defined amount. They do no protect against rising costs. If you stop paying the premiums, you lose the whole policy. Once fully paid, Golden Charter plans guarantee all funeral director costs no matter how far into the future they're required. Plans include an allowance towards third party costs, over which we have no control. These are essential, non-funeral director services such as burial or cremation fees, plus the minister or officiant’s fee to perform the service.

There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan. Even if prices rise in the future, once your plan is paid for you’ll have the reassurance of knowing there’ll be nothing more to pay for your funeral director services included in the plan – guaranteed.